Step one. You apply. No money is taken and nothing is held for you. An application is a request, not an order.
Step two. If we accept your site, a PayPal invoice for the plan you picked arrives at the address you applied with. If we decline it, no invoice is ever generated.
Step three. You settle the invoice inside PayPal using whichever funding source you like. At no stage do we see or retain card or bank details.
Step four. Your opening review starts as soon as the payment clears, and reports then continue every week for as long as the period you bought.
Renewals. The monthly plan re-invoices each month and ends whenever you ask it to. The quarterly and half-yearly plans run to the close of the period you paid for, then re-invoice unless you have already told us to stop.
Price changes. Should the price ever move, a period you have already paid for is untouched, and you will get an email before any change reaches a renewal.